Agents rarely leave a brokerage over a split. They leave when they add up everything they paid and compare it to what they got.
This page explains how the eXp structure is built and, more importantly, how to run the comparison for your own production.
How the structure works
eXp uses a published commission split with an annual cap. Once you reach the cap in your anniversary year, you keep the agent side of your commissions for the remainder of that year, less standard per-transaction fees.
There is a monthly technology and support fee rather than a desk fee, and no franchise fee. Because the exact dollar amounts change over time, confirm current numbers directly before making a decision — do not rely on a blog post, including this one, for today's figures.
- Commission split until an annual cap is reached
- Post-cap transaction fees rather than a full split
- Monthly fee instead of a desk fee; no franchise fee
- Standard risk-management and per-transaction charges
Build your own comparison
The only comparison that matters uses your last 12 months. Pull your closed volume, your transaction count, and every dollar you paid your brokerage.
- Gross commission income earned last year
- Total split dollars paid to your brokerage
- Desk, franchise, technology, and monthly fees
- Transaction, compliance, and E&O charges
- Tools you pay for separately that another model might include
Where agents miscalculate
Two mistakes are common. The first is comparing a pre-cap split against a post-cap split. The second is ignoring what you gain or lose in support, leads, and tools when the split changes.
A model that saves you $9,000 and costs you six transactions of momentum was not a savings.
Honest considerations
- •Fee amounts change; verify current numbers before deciding.
- •High producers usually see the largest economic difference.
- •Support and lead flow have real dollar value — include them in the math.
Where Team Legacy fits
We will run a straight comparison with you using your actual numbers, including the case for staying where you are. If the math does not favor a move, you deserve to hear that.
Our positioning is simple: build a real estate business that fits your life, not a life that fits your real estate business. See what that looks like in practice.
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Frequently asked questions
Does eXp Realty charge a desk fee?
No. There is a monthly technology and support fee rather than a traditional desk fee, plus standard per-transaction charges.
What happens after I cap at eXp?
After you reach the annual cap you keep the agent side of your commissions for the rest of your anniversary year, less standard per-transaction fees.
Is there a franchise fee at eXp Realty?
No, eXp is not a franchise model, so there is no franchise fee off the top of your commissions.